The Mover's Insurance Specialist

No matter the size of your fleet, we can tailor a program for you.



Whether you own one truck with a small crew or are an established company with a large fleet, you have worked hard to grow your moving business. Protecting your investment is crucial for your long-term success.

Whether you operate only in the Bay Area or stick to Southern California or operate throughout the nation from your base in the Golden State, Baluja & Associates can solve all of your mover’s insurance needs. We help movers and moving companies from San Francisco to San Diego, Los Angeles to San Jose, Mt. Shasta to Lake Tahoe, and everywhere in between.

Insurance doesn’t just protect you from accidents. It helps to keep your moving business on the path to long-term success by anticipating the major risks that can jeopardize your investment — with the right coverage:


  • Cargo Liability - Insurance that provides legal liability coverage for loss or damage of shipper’s goods while in transit and in care, custody or control of the mover.
  • Warehousemen’s Liability - Insurance that provides legal liability coverage for loss or damage of shipper’s goods while in care, custody or control of the mover under a permanent storage contract.
  • Auto Liability and Physical Damage - Insurance that provides coverage for Physical Damage to insured vehicles and Liability coverage for Bodily Injury & Property Damage arising from the individual’s operation of owned, leased, hired or borrowed vehicles.
  • Property - Insurance that provides coverage against loss to real and personal property such as commercial buildings, equipments, furniture, fixtures, and inventories.
  • General Liability - Insurance that provides coverage for most of the business liability exposures. Coverage includes Premises and Operations, Products and Completed Operations, Contractors Liability, and Contingent Liability.
  • Workers' Compensation - Insurance which covers the employer for the responsibilities of injuries, diseases, disability, and/or death of employee during course of employment as described by state laws.
  • Independent Owner Operator - Coverage can be provided for Non-Trucking Liability/Bobtail, Physical Damage, Occupational Accident, and/or Workers’ Compensation for drivers and helpers.
  • Umbrella - Excess Liability insurance coverage providing additional protection over General, Auto and Workers' Compensation Employer Liability coverage.

As your company grows, Baluja & Associates will be there to meet emerging needs, including employee group benefits and life insurance.

Florida Movers and Warehousemen's Association