The Mover's Insurance Specialist

No matter the size of your fleet, we can tailor a program for you.



Whether you own one truck with a small crew or are an established company with a large fleet, you have worked hard to grow your moving business. Protecting your investment is crucial for your long-term success.

When it comes to finding the right insurance coverage, North Carolina moving companies have it easy. They just turn to Baluja & Associates, the proven experts in mover’s insurance programs.

At Baluja & Associates, we specialize in providing growing moving companies with the affordable and reliable insurance coverage they need:


  • Cargo Liability - Insurance that provides legal liability coverage for loss or damage of shipper’s goods while in transit and in care, custody or control of the mover.
  • Warehousemen’s Liability - Insurance that provides legal liability coverage for loss or damage of shipper’s goods while in care, custody or control of the mover under a permanent storage contract.
  • Auto Liability and Physical Damage - Insurance that provides coverage for Physical Damage to insured vehicles and Liability coverage for Bodily Injury & Property Damage arising from the individual’s operation of owned, leased, hired or borrowed vehicles.
  • Property - Insurance that provides coverage against loss to real and personal property such as commercial buildings, equipments, furniture, fixtures, and inventories.
  • General Liability - Insurance that provides coverage for most of the business liability exposures. Coverage includes Premises and Operations, Products and Completed Operations, Contractors Liability, and Contingent Liability.
  • Workers' Compensation - Insurance which covers the employer for the responsibilities of injuries, diseases, disability, and/or death of employee during course of employment as described by state laws.
  • Independent Owner Operator - Coverage can be provided for Non-Trucking Liability/Bobtail, Physical Damage, Occupational Accident, and/or Workers’ Compensation for drivers and helpers.
  • Umbrella - Excess Liability insurance coverage providing additional protection over General, Auto and Workers' Compensation Employer Liability coverage.

As your company grows, Baluja & Associates will be there to meet emerging needs, including employee group benefits and life insurance.

Florida Movers and Warehousemen's Association